Platform
The Auka mobile payment platform
The Auka payments platform is the technological foundation of Settle. It’s a secure and compliant transaction platform that offers all the necessary third party connections for partners to join the scheme. The platform handles all types of use cases and funding sources, ranging from cards, prepaid to direct to account access. The creation of the Auka mobile payments platform started in 2010, which makes Auka the first company to build mobile payments infrastructure in the Nordics.
Here is a quick introduction
to the capabilities of our platform:

E-money license
Auka has an EU-wide e-money license from the Financial Supervisory Authorities (FSA) of Norway. This enables Auka to deploy our technology platform in any European market.

We are PCI compliant
The Auka mobile payments platform is PCI compliant which means that it adheres to the strict information security standard for organizations that handle branded credit cards from the major card schemes.

Bank connections
Besides being connected to SEPA we have a comprehensive correspondent bank network with insured client accounts and domestic settlement capabilities across the EU.

Connected to the schemes
Auka is connected to the major card schemes and acts both as a PSP, PF, Processor, Acquirer and Visa Issuer.

Security
It’s in our DNA and we follow best practices and are certified beyond the requirements set by the FSA.

Auka runs its entire mobile payments platform on the Google Cloud that is certified beyond the requirements of the Financial Services Authority in Norway, ensuring that your money is safe at all times.
Auka has extensive corresponding bank network with insured client accounts. The insured client accounts protect the money of Auka partners and consumers at all times. More info

Awards
The Auka mobile payments platform has won several awards throughout the years, such as “The best mobile payment platform” by CFI both 2017 and 2018.
We've got you covered
Auka holds the necessary licenses to run and operate financial services solutions all across the EU.
PCI Compliance (DSS 3.2 Level 1)The Auka mobile payments platform is PCI compliant which means that it adheres to the strict information security standard for organizations that handle branded credit cards from the major card schemes.
SEPA ConnectivityEnables SEPA payouts
Visa (becoming principal members) and MasterCard associate membershipAs a member of the biggest card schemes Auka handles card acquiring.
Data centre and infrastructure certifications beyond requirementsAuka runs its entire mobile payments platform on the Google Cloud that is certified beyond the requirements of the Financial Services Authority in Norway, ensuring that your money are safe at all times.
Extensive corresponding bank network with insured client accountsInsured client accounts protects the money of Auka partners and consumers at all times.
Multi award winning platformThe Auka mobile payments platform has won several awards throughout the years, such as “The best mobile payment platform” by CFI both 2016 and 2017.