Settle

One payment network for all of Europe

Settle vision

Our vision is to digitise money, making it universally available and useful for people and businesses.

Come together

A model for partnership

Award winning technology and a beautiful product is not enough to win. By innovating the business model, enabling joint local ownership, scheme participation amongst competitors, including non-financial institutions, and by ensuring fair and performance-based revenue distribution, we have managed to secure massive, trustworthy and locally acclaimed distribution.

Auka

  • Provides platform, financial license and technology that powers Settle
  • Covers operational costs and take on all financial and operational risk
  • Provides all parties with financial guarantees, system support and product

Domestic franchise SPV

  • Covers local operational costs, including general Settle marketing
  • Provides first line support to users, merchants and distribution partners
  • Supports distribution partners in their marketing activities
  • Co-owned by Auka and domestic investors
  • Earns on all revenue made in territory

Domestic distribution partners

  • Brings customers, both consumers and merchants to Settle
  • Initiates marketing and engagement activities towards their customers
  • Earns commission on all net revenue made by attributed clients

Features

Powerful and versatile yet easy to use

Settle for You

  • Pay p2p to any mobile phone number, domestic and cross border
  • Pay p2b as easy as paying a friend
  • Pay from card, bank account or stored value (pre-paid)
  • Payout to your bank account for free
  • Send, receive, keep and manage funds in multiple currencies
  • Explore and enjoy personalized deals and offers from brands you like
  • Share your data in exchange for better customer experiences

Settle for Business

  • Accept payments in any scenario without hardware requirements
  • p2b, QR, API, 3rd party apps, online, bills + +
  • Identify your customers, track and reward loyalty
  • Get actionable insights for your business to sell more
  • Publish and market custom deals to a personalized audience

Settle for Developers

  • Free access to an award winning restful payments and commerce API
  • Monetize your creativity and coding skills
  • Build solutions for- and reach consumers & businesses
  • Automated commission payouts

Let’s Settle

Come join us

Joining Settle as a Distribution Partner

Distribution partners (DP) of Settle earn commission on all revenue generated by customers they bring to the scheme, both consumers and businesses. It’s much like issuing a card, except there is no card and there is no financial risk. Monetise your customer base and distribution power, join Settle as a DP. Contact sales.

Joining Settle as a Domestic SPV investor

In each market we set up a local legal entity that manages the Settle franchise and earns on all revenue made in the territory. If you consider joining as a distribution partner (DP) or simply would like to join as a pure financial investor, the scheme structure and standard delivery model of Settle makes for a high yield yet local investment.

Market status
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